(248) 486-6100
Heinanen Engineering — Cooling, Heating, Helping
Michigan Saves Financing

Comfort That Fits Your Budget

A new heating or cooling system is a big investment — and an emergency replacement rarely waits for the perfect time. As an authorized Michigan Saves contractor since 2011, Heinanen Engineering can help you finance the comfort, efficiency, and safety you need now, with affordable monthly payments.

Michigan Saves Authorized Contractor — apply for financing at MichiganSaves.org/LoanCenter

Michigan Saves — Home Energy Improvements

Michigan Saves is a statewide nonprofit that makes energy-efficiency upgrades affordable. We’ve been an authorized contractor since 2011 — our Contractor ID is #100234.

Up to $100,000

Finance a furnace, AC, water heater, generator, or a full system upgrade. Loan limits vary by lender.

Terms up to 15 Years

Spread payments over a term that fits your budget — no prepayment penalty and no annual fees.

Fixed Rates

Your rate is fixed for the life of the loan. Lenders set their own rates — see the current panel on Michigan Saves.

Financing is subject to credit approval through Michigan Saves and its participating lenders. Rates and terms shown are current program figures and may change — see Michigan Saves for the latest details.

What you can finance

High-efficiency furnaces and heat pumps
Central air conditioning systems
Tank and tankless water heaters
Whole-home water treatment systems
Generac standby generators
Complete system replacements and upgrades

Frequently Asked Questions

Common questions about financing your comfort system through Michigan Saves.

Michigan Saves is a nonprofit that makes energy-efficiency improvements affordable through low-cost financing (the program was previously called the Home Energy Loan Program). Heinanen Engineering has been an authorized Michigan Saves contractor since 2011, so you can finance qualifying heating, cooling, water, and generator upgrades through the program.

Michigan Saves financing runs up to $100,000 depending on the lender, with terms up to 15 years. All rates are fixed for the life of the loan, and each participating lender sets its own — your final rate and terms depend on the lender you choose and your credit. Michigan Saves publishes the current lender panel and rates, so check there for today's figures.

Mention financing when you call us at (248) 486-6100 or during your free in-home estimate, and we will help you start a Michigan Saves application using our Contractor ID #100234. You can also apply online through the Michigan Saves Loan Center and review eligibility there before you call.

No. We provide up-front, honest pricing on installations and replacements — call us and we will schedule a visit and give you a clear quote, including financing options, with no obligation.

Let's Talk Options

Call Heinanen Engineering to discuss Michigan Saves financing and get an honest, up-front quote on your new system.